Personal Savings Accounts
Grow Your Savings With A Savings Account Tailored To Help You Reach Your Personal Savings Goals
At Twin Cedars Bank, we offer a variety of savings account options designed to help you meet your specific savings goals. Whether you’re opening your first savings account or saving up for something special, we’re here to help you achieve your personal savings plans.
Compare our savings account types below or contact a Twin Cedars Bank near you to learn more or open a Savings Account today.
PERSONAL SAVINGS ACCOUNTS
Our interest-bearing savings accounts are a straightforward, easy way to grow your savings. We strive to offer competitive interest rates on all of our interest-bearing accounts, from savings accounts to checking accounts to Money Market Accounts and more. Features of our Personal Savings Accounts include:
- Free Online Banking
- Free Mobile Banking (through the Twin Cedars Mobile App)
- Instant Balance feature
- Free mobile deposit
- Transaction review
- Free money transfers via Online Banking and Mobile Banking
- Free balance inquiry via Online Banking and Mobile Banking
- Interest is paid quarterly on your average daily balance
- Limit of six (6) withdrawals per calendar month. $2 Excess Debit Fee for each withdrawal over (6) per calendar month.
- Free E-Statement (must be enrolled in through Online Banking)
- If not enrolled in E-Statements, there is a $1.00(plus tax) Paper Statement Fee per month
This online savings account requires a $100 deposit to open, and there is a $10 monthly maintenance fee if your daily balance falls below $100. To learn more about our savings account interest rates, contact a Twin Cedars Bank near you today!
CHRISTMAS CLUB SAVINGS ACCOUNTS
Our holiday savings accounts are designed to help you save year-round for holiday expenses to avoid any stress and debt accumulation for holiday-related expenses. Our Christmas Savings Accounts help make saving money for the holidays easier and more affordable. Features of our Christmas Club Accounts include:
- Free Online Banking
- Free Mobile Banking (through the Twin Cedars Mobile App)
- Instant Balance feature
- Free mobile deposit
- Transaction review
- Free balance inquiry via Online Banking and Mobile Banking
- No withdrawals are allowed throughout the calendar year to encourage guaranteed account balances for the holiday season
- Funds will be distributed by check or money transfer during November of each year
- Interest is paid quarterly on your average daily balance
This holiday savings account requires a $100 deposit to open and has no minimum balance requirement. With no maintenance fees, this type of savings account is ideal for individuals looking for a specialized, no-fee savings account.
We also offer business savings accounts, including non-profit savings accounts and public funds savings accounts. For both business and personal accounts, we strive to offer the best savings account interest rates. To learn more about our savings account rates, contact a Twin Cedars Bank near you.
We work hard to provide the best banking services in Bussey, Lovilia, Oskaloosa, and beyond. No matter your banking needs, you can trust Twin Cedars Bank to help you achieve your financial goals, whatever they may be.
