Mortgage Loan Originator (MLO)
- Type
- Full Time
Job Details
Summary
Twin Cedars Bank, a leading financial institution in Central Iowa, is seeking a highly motivated and experienced Mortgage Loan Originator (MLO) to join our team. As an MLO, you will be responsible for guiding our customers through the entire mortgage loan process, from initial consultation to closing, ensuring a seamless and satisfactory experience.
Duties & Responsibilities
Proactively identify and engage with potential customers to understand their unique financial goals and mortgage needs.
Provide comprehensive and personalized guidance to customers throughout the mortgage loan application and approval process.
Educate customers on various loan products, including conventional, FHA, VA, and jumbo loans, and help them select the most suitable option.
Gather and analyze all necessary financial information and documentation from customers to ensure a complete and accurate loan application.
Collaborate with the underwriting team to facilitate the timely processing and approval of loan applications.
Maintain regular communication with customers, real estate agents, and other stakeholders to provide updates and address any concerns.
Ensure compliance with all applicable federal, state, and local regulations, as well as the bank's internal policies and procedures.
Actively participate in ongoing training and professional development to stay informed about industry trends and best practices.
Contribute to the growth and success of the bank by consistently meeting or exceeding sales targets and customer satisfaction goals.
Compensation & Benefits
Competitive base salary plus commission and bonus opportunities
Comprehensive benefits package, including health, dental, and vision insurance
Retirement savings plan with employer matching
Paid time off and holidays
Opportunities for professional development and career advancement
Requirements
Qualifications & Skills
Bachelor's degree in finance, business, or a related field, or equivalent combination of education and experience.
Minimum 3-5 years of proven experience as a Mortgage Loan Originator or in a similar role within the financial services industry.
Possess a valid Nationwide Mortgage Licensing System (NMLS) license and maintain compliance with all regulatory requirements.
Excellent communication and interpersonal skills, with the ability to effectively explain complex financial concepts to customers.
Strong analytical and problem-solving abilities, with a keen attention to detail.
Proficient in using mortgage loan origination software, customer relationship management (CRM) tools, and other relevant technologies.
Ability to work independently and as part of a team to achieve shared goals.
Commitment to providing exceptional customer service and building long-term relationships.
Familiarity with the local real estate market and industry trends in Central Iowa is preferred.
